Gerald has over 21 years experience as an oil and gas financier with Bank of Scotland, where he held a senior position before taking early retirement at the end of 2006. Bank of Scotland is the leading lender to the independent upstream sector in the UK, having established an oil and gas team back in the 1970’s when North Sea development took off. Gerald joined the Bank in 1985 when he was responsible for developing the cash flow models which form the basis on which lending decisions are made. Since then he has been involved in a variety of roles in the oil and gas team, giving him invaluable experience in oil industry financing which he is now able to offer to companies looking to grow their business.
Gerald holds an MSc from Edinburgh University in Business Studies and an MSc from Heriot-Watt University in Petroleum Economics. During his bank career he was involved in arranging loans, ranging in size from a few million dollars to several hundred million, for a large number of independent oil companies. Previous to that he worked as a Research Associate at Heriot-Watt, focusing on development and application of oilfield economic models.